Allianz Travel Singapore
Travel insurance for trips from Singapore.
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Allianz Travel offers travel insurance in Singapore. Depending on the plan, travel insurance can help with costs if a trip is cancelled or you need medical care abroad.
Why it is on my list
Travel insurance is boring until you need it. I list Allianz because the plans are easy to compare by tier and it has a 24/7 line for emergencies abroad.
Who it suits
- People taking trips abroad who want cover for cancellations or medical costs
Who should skip it
- Your credit card or employer already covers the trip well
- You have not read what the plan excludes
What is in it
- Single-trip and annual multi-trip plans, sold in tiers.
- 24/7 emergency medical assistance on its plans, per reviewers.
- Cover for overseas medical costs, emergency transport, trip cancellation, travel delay and baggage.
- Winter sports cover on marked trails on some plans.
- A hotline for lost passports and sudden travel changes.
How to start
- 01
Choose single trip or annual, then the tier. Higher tiers have higher limits.
- 02
Enter your trip dates, destination and travellers.
- 03
Read the policy wording and exclusions, then buy and save the policy and hotline number.
Other options worth a look
Singapore has many travel insurers, including AIG, Chubb, FWD and Income. Aggregators such as MoneySmart and SingSaver list limits side by side, which is the quickest way to compare. The limits you care about are medical, cancellation and delay.
What I would look at first
- 01
Read what is covered and what is excluded, including pre-existing conditions and adventure activities.
- 02
Check the coverage limits and the excess.
- 03
Know how to make a claim before you travel.
Quick answers
What is it?
Allianz Travel offers travel insurance in Singapore. Depending on the plan, travel insurance can help with costs if a trip is cancelled or you need medical care abroad.
Who is it for?
People taking trips abroad who want cover for cancellations or medical costs.
When should I skip it?
Your credit card or employer already covers the trip well. You have not read what the plan excludes.
How much medical cover do I need?
It depends on where you go. Medical bills are highest in places like the US, so pick the tier with the higher limit for those trips.
Does it cover pre-existing conditions?
Usually not without conditions. Read the exclusions in the policy wording.
Is this insurance advice?
No. I am not a licensed adviser. Read the policy document before you buy.
My short verdict
Worth comparing before a bigger trip. Read the policy wording, not just the headline.
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